United States Organization for Bankruptcy Alternatives - Debt Settlement Association

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Attention Consumers

USOBA is not a government agency or regulator and is not affiliated with any government agency or government regulator.

USOBA in Action

As an independent and neutral association, our only vested interest is safeguarding American consumers by preserving debt settlement as a viable debt relief option.
We are the most established association with the longest history of legislative action.
We promote consumer protection and fair regulation at the state and federal level.
We supply our members with educational tools to build a strong foundation, continuously provide industry updates and encourage utilization of all resources.
We are a full service association. Complementary to our industry efforts we are readily available to answer questions, perform research and provide industry resources.
We educate consumers about the debt settlement process and empower them to make an informed decision.
Requirements of membership are consumer protective, compliance oriented and continuously evaluated.
Our bi-annual conferences bring experts and industry representatives together in an environment that encourages professional improvement and growth.
Various compliance programs and resources are available to promote best practices, consumer protection and regulatory compliance.
We are dedicated to strengthening awareness of the value of debt settlement as a bankruptcy alternative.

USOBA Mission Statement

Our Mission:
USOBA and its members support additional regulation of the debt settlement and negotiation industry. USOBA supports efforts by the States and the Federal Government that ensure strong consumer protections, while preserving the ability of honest, ethical providers to serve consumers in need.

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