In the last year more than 10 states enacted new laws impacting the debt negotiation industry, several amended their laws, the U.S. House of Representatives again passed its bankruptcy reform legislation and legal drafting committees are attempting to regulate the industry.

Those debt negotiators who are not part of an industry association will not have their individual voices heard in the presentation of a collective message. The effect and effectiveness of the USOBA message on behalf of the industry is only as strong as the members behind the organization.

Every debt negotiation company can receive tremendous value from the USOBA member benefits. As a USOBA member you will be part of the only association to promote and safeguard the debt negotiation industry.